Money. Right when you need it.
- All types of credit considered!
- Unsecured personal loans.
- Get approval decision fast.
- Simple 3-minute online form.
- Get cash the next business day.
- Data protected by 256-Bit SSL.
Easy Loan Request
Submit your request for an installment loan using our easy online form. No paperwork is involved, and it's really hassle-free!
Fast Approval Decision
After that, if you are connected to a lender, you will receive an offer from them with the terms and conditions of the loan.
Quick Cash Delivery
If you agree to the terms (and you may decline them), the money could be available for your use as soon as the next business day.
Online Installment Loans - Fast & Safe
Welcome to 48loans.com - your number one source when searching for installment loans online. Whether you need to make home repairs or replace appliances, fund a trip with lots of travelling, or you're faced with a dire emergency, an installment loan can help you cover those difficult and unforeseen expenses. Depending on your circumstances you could borrow thousands of dollars if matched with a lender!
What Is An Installment Loan?
Installment loans are one of the most common forms of personal loan on the market. As the name suggests you are required to repay the amount borrowed (plus interest) in monthly installments, usually spanning up to a 3 year period. This gives you the freedom to make large purchases with the loan when you wouldn't normally have enough funds, and you can then pay the loan off in manageable chunks. There is no collateral required.
The amount of interest you will have to pay will be made clear before signing any agreement, so you will know exactly how much you have to pay each month with no hidden fees.
If at some stage during the loan term you have the ability to pay the principal off in full, you can usually save on future interest payments by doing so.
Fast and Easy
With our cutting edge online system you could get cash deposited in to your bank account in just one business day!
Just follow the simple three step process:
- Submit your information, which takes no longer than 3 minutes.
- Your request is processed and if matched, you get connected to a lender within 3 minutes.
- If you agree to the terms (you may still decline them) the money could be available for your use as soon as the next business day.
Thought there were more steps? Think again. At 48loans.com we recognize that when somebody is in a genuine financial emergency they don't want to be filling out reams of paperwork or waiting days for everything to be finalized.
Bad credit? All types of credit are considered. We believe that everybody has the right to financial help, even if they made poor decisions on the past. Our network of lenders consider all requests, regardless of your credit history. The key approval factor is your current employment and income status, not how things stood 5 years ago.
48loans.com is also committed to your privacy, as there is nothing more private than your financial information. We never pass your details to third parties except trusted lenders from our network and all the data that goes through our system is encrypted with the latest technology.
You will not be asked what you require the loan for, however it is important that you are honest with yourself when considering such an important commitment.
Choosing to take out an installment loan has a number of benefits over other forms of loan and credit. Unlike payday loans, you can borrow in to the thousands, allowing you to make life changing purchases with a longer term commitment. Unlike personal loans from banks and larger lenders, clients with all types of credit will be considered (including bad credit).
The cash is also deposited much faster than with traditional offline lenders, making the service perfect for those in an emergency.
Do I Qualify?
The majority of people are connected to a suitable lender in as fast as 3 minutes, as long as they provide all of the required information, but there are still some basic requirements you must meet to qualify.
Loans cannot be given to minors so you must be at least 18 years of age. You also must be a legal citizen on the United States with a fixed addressed. To ensure you have the ability to repay the loan you must be employed or self employed with a stable income.
You will also be required to give the lender access to a basic checking account so the loan can be deposited and repayments automatically taken.
If you meet these simple requirements and think you're ready to start, you can submit your information right away and get connected with a lender. If you would like to know more about how our system works, be sure to visit the How It Works page, and our FAQ page has answers to all of your questions and queries.
Remember that taking out a loan is an important financial commitment. Failure to make repayments may lead to added fess, recovery proceedings and a black mark on your credit report.
Remember to fully consider the amount you wish to borrow and the interest on top!